Interest rates payable on uninvested funds held on deposit, effective 23rd October 2025:
| Account | Gross Rate p.a. |
|---|---|
| General Investment Account | 0.85% |
| ISA Account | 0.85% |
No interest will be paid on money held on your behalf on balances of less than £500 or on any amounts held specifically to settle a transaction.
In the event of a bank default, any money held by Barratt & Cooke within a client bank account might be protected, up to a maximum of £120,000 per person, per banking institution, subject to the circumstances of the claim. Further information is available from us, or by visiting: http://www.fscs.org.uk